Warning: Late repayment of payday loans can cause you serious money problems. For help, go to moneyhelper.org.uk
Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months.
Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% Representative APR: 79.5% (variable)
Please note: We are a broker, not a lender, and do not make credit decisions.
Subject to application being approved by the lender. Not all lenders are able to provide up to £5000
Cashfloat is a trading name of Western Circle Limited. The company is based in London and is one of the payday loans leading lenders at the current time (October 2020)
Like all payday loan lenders, Cashfloat is FCA approved and their FCA number is 714470.
Here are the 3 loan products that Cashfloat currently offer:
Payday loans, also known as short term loans or instant cash loans have become more and more popular over the last 10 years. Although a few of the largest payday loan companies have gone into the administration of late. There are still a lot of lenders out there who can help you out when you are in the need for quick cash.
Here are some of the details about Cashflaots Payday loans UK.
Duration of these quick loans are 3 to 6 months
RAPR is 529.09%
Amount £500 to £1,000
Personal Loans are usually loans larger than short term loans and offer a lower APR. They are usually loans that are taken over a 12 month to 10 year period depending on the loan size.
Here are Cashfloats personal loan details:
Duration of their personal loans are 6 or 9 months
RAPR is 295.58%
Amount £1,000 to £2,500
Business loans are loans that have been taken out to help set up your business. These loans are usually a lot larger than Personal Loans and have a lower APR. This is down to the lender or bank needs to see a business plan before you get accepted for your business loan.
Below is Cashfloats business loans information:
Duration of these loans are 1 to 12 months
RAPR is 49%
Amount £1,000 to £200,000
According to their website (October 2020), they have high scores on 4 review platforms:
As you can see, Cashfloat is one of the leading direct lenders in this industry along with Lending Stream, Cashasap and Loanpig.
We cannot guarantee that anyone will get accepted, however, we are a broker, so we work with a large panel of lenders, not just one. This might increase your chance of getting accepted.
Cashfloat is an extremely trustworthy lender. They are currently ranked number one in Google for ‘payday loans’ in the UK so that makes them one of the biggest lenders in this industry.
We always recommend looking for alternatives to payday loans, however, if you had to pick a direct lender, then we would recommend Cashfloat. Here are some other good lenders:
247MoneyBox (please note: This company has gone into administration)
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1st Class Loans
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[email protected] £100 to £5,000 Here at 1st Class Loans, we strive in providing a seamless, online service to all of our customers, in their search for an online payday loan. Our business model is designed to provide such a first-class service, that our customers would be happy to recommend to others. We aim to be your number one choice for your financial needs in the market.WHAT SERVICE DO I GET WITH 1ST CLASS LOANS? Our introductory service provides you with a simple and fast online lending application process, providing you with an instant online decision for your payday loan.The security of your personal data is important to you, which makes it a priority to us. That's why 1st Class Loans does not retain any of your personal information. We will only ever ask you for personal details which relate to your loan application and nothing additional for research or marketing purposes unless you want us to. If you're not satisfied � we're not. Please tell us if you feel there is anything that we can do to improve your experience by visiting our Contact Us