Warning: Late repayment of payday loans can cause you serious money problems. For help, go to moneyhelper.org.uk

Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months. 

Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% Representative APR: 79.5% (variable)

Please note: We are a broker, not a lender, and do not make credit decisions.

Subject to application being approved by the lender. Not all lenders are able to provide up to £5000


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Likely Loans Alternative’s.

Likely Loans is a personal loan lender based in the UK.

Who are likely Loans? Likely loans are a UK based company offering Personal Loans from £500 to £5,000. According to their website, they have given over 100,000 customers loans with over £206 million borrowed.

Everyday Loans offer personal loans from £1000 to £15,000 and were established in 2006 and has branches nationwide.

If you have previously been rejected by either of these lenders 1st Class Loans might be able to offer you an alternative. We work as a credit broker and work with a large panel of payday loans lenders within the UK and we won’t charge you any fees, to find you the lowest rates on your online loans.

FAQs about Likely Loans, Everyday Loans and 1st Class Loans

What is the difference between Personal and short term loans?

Short term loans are usually loans over a shorter period and typically range between 3-12 months. These loans are from £100 – £3,000 and usually come with higher interest rates. Lenders such as The Money Shop and Safetynet Credit offer these types of loans.

Personal loans are usually over 1 year to 25 years and the loan amount is £1,000 to £25,000 with lower interest rates than short term loans.

For more information about short term loans vs personal loans blog 

Why 1st Class Loans?

1st Class Loans offers quick loans with fast pay-out, we can help you get the lowest rates to your circumstances. If you need loans for bad credit, then we can help accommodate that too. Please read one of our bad credit pages for more information.

Please note that we recommend across our websites, instant payday loans should only be taken out as a last resort. Please make sure you can meet the repayments before signing any loan agreements.

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Warning: Late repayment of payday loans can cause you serious money problems. For help, go to moneyhelper.org.uk.