Warning: Late repayment of payday loans can cause you serious money problems. For help, go to moneyhelper.org.uk

Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months. 

Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed) Representative APR: 79.5% (variable)

Please note: We are a broker, not a lender, and do not make credit decisions.

Subject to application being approved by the lender. Not all lenders are able to provide up to £5000

We never charge any fees,
our service is 100% free

Good and
Bad Credit Welcome

Guaranteed the best rates to your
circumstances from 50+ lenders

If Approved you’ll get the cash
in your account Today

My Jar Alternatives – First Class Loans

Here at 1st Class Loans, we can help you find an alternative to My Jar Loans. We are slightly different to My Jar, as they are a direct lender whilst we are a credit broker. 1st Class Loans matches you to lenders like Mr Lender, 247Moneybox and many more, free of charge.

How do 1st Class Loans help me find a loan?

We are a credit broker and can match you to a lender from one of the largest UK panel of lenders. When you apply with 1st Class Loans you will be matched with the lender with the lowest rates to your personal circumstances.

Some of the lenders specialise in fast loans for bad credit, so there is also a higher chance of you getting accept when using 1st Class Loans.

I’ve been rejected by My Jar what shall I do?

This is where 1st Class Loans can offer you a My Jar alternative. If you have been rejected by My Jar for having bad credit, 1st Class loans can increase your chances of getting the same day loan from a large panel of lenders.

Everything you need to know about My Jar

My Jar are an FCA approved lender in the United Kingdom and trade under the trading name off MyJar Limited. They were established in 2009 and are one of the leading UK short term loan lenders along with QuickQuid and The Lending Stream.

Here are a few FAQs about MyJar Limited.

Does My Jar do No credit check loans?

No company in the UK carry out no credit check loans, all lenders are required by the FCA to carry out credit checks. However, 1st Class Loans uses soft search technology which won’t affect your credit score when getting a quote, this may help if you are looking for very bad credit loans.

How much can you borrow with My Jar?

MyJar have 2 loans services.

What reviews do My Jar have?

According to Trust Pilot, they have an excellent score of 8.7/10 from over 5,000 reviews which is a really high score.

Trust Pilot is a closed reviewing platform so to receive a high score on this platform is very trustworthy.

84% of the customer giving them 5* is one of the reasons they are one of the leading UK short term loan lenders.

Is My Jar a trusted lender?

I think the above answers that – Yes, My Jar Loans are an extremely trusted UK lender

How Long do My Jar loans take to process?

This usually depends on your bank but My Jar loans usually take around 15 minutes to be processed.

How many loans can I have with My Jar?

This will depend on a few factors, however, with the FCA regulations, UK short term loan lenders can only offer a maximum of two rolling loans per customer. We also wouldn’t recommend having any more than one loan at a time.

What are the requirements for a My Jar Loan?

What are My jar contact details?

My jar contact number – 020 3006 2000

Email – [email protected]

Write – MYJAR, PO Box 6040, Westcliff-On-Sea, SS1 9TE

My Jar Login link – https://secure.classic.myjar.com/login

Facebook – MyJar has a large Facebook following of 19,000+. They are very active on Facebook and post a lot of their blogs on to social media platform. According to Facebook they typically reply in a few hours so this is one way to contact My Jar.

Twitter – Like Facebook My Jar are very active on Twitter. They don’t have much of a following on Twitter compared to Facebook, however, if you are trying to contact My Jar they are active on Twitter so you could contact on this social media platform.

The conclusion between My Jar and 1st Class Loans

My jar is an extremely trusted lender, they have very good reviews and offer 2 different types of loans. If you are looking for a direct lender and don’t want to use a credit broker, then you should seriously consider My Jar for your Instant loan UK.

If you are quite flexible and want to try and get the lowest rates loans, or have bad credit and are worried about getting accepted for a loan, 1st Class Loans might be a better option for yourself.

Whatever decision you make, please make sure you can make the repayments before accepting any payday loan. If you are struggling financially, please seek financial advice from a debt charity.


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Warning: Late repayment of payday loans can cause you serious money problems. For help, go to moneyhelper.org.uk.