Warning: Late repayment of payday loans can cause you serious money problems. For help, go to moneyhelper.org.uk

Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months. 

Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% Representative APR: 79.5% (variable)

Please note: We are a broker, not a lender, and do not make credit decisions.

Subject to application being approved by the lender. Not all lenders are able to provide up to £5000

We never charge any fees,
our service is 100% free

Good and
Bad Credit Welcome

Guaranteed the best rates to your
circumstances from 50+ lenders

If Approved you’ll get the cash
in your account Today

Safety Net Credit Loans

Who is SafetyNet Credit? Safety Net Credit is a UK lender under the trading name Indigo Michael Limited, authorised with the FCA they have been trading since 28th July 2011 according to Companies House.

What Loan types does Safety Net Credit do?

SafetyNet Credit can offer £500 short term loans to approved customers. Can I increase my limit with Safety Net Credit? Yes, and existing customers can borrow up to £1,000 loans subject to affordability.

What reviews does SafetyNet credit have?

They have received 9788 customer reviews (as of 18/3/19) on Trust Pilot who are a neutral reviewing platform.

83% – Excellent- 5 star

10% – Good – 4 start

2% – Average – 3 star

1% – Poor – 2 Star

3% -Bad – 1 Star

Is Safety Net Credit a con? Absolutely not, overall they are an extremely good and trustworthy loan company, this is demonstrated from the reviews they have received.

How does Safety Net Credit work?

To apply for an instant loan, you need to complete the online loan application answering a number of  basic questions including:

You need to be over 18 to apply for a loan with the Safety Net Credit, living in the UK and be employed.

How to contact SafetyNet Credit?

Phone Number – 0800 180 8400

Email Adress – [email protected]

Write – Safetynet Credit, PO Box 1515, High Wycombe, HP11 9JE

1st Class Loans and how we can offer a SafetyNet Credit Alternative?

Well if you are looking for loans like Safety Net Credit we can help offer you an alternative. 1st Class Loans uses a large panel of lenders to help you find a quick loan online. Your application will be sent to SafetyNet Credit as well as a number of other leading FCA approve lenders and if approved you will be matched with a direct lender with the lowest rates to your circumstances.

I’ve been declined from SafetyNet Credit will I be declined from 1st Class Loans?

No, not necessarily, 1st Class Loans works with a large panel of lenders so even if you have loans for bad credit no guarantor there is still a very good chance you will be accepted by one of the lenders who specialise in loans for bad credit.

SafetyNet Credit or 1st Class Loans?

SafetyNet Credit and 1st Class Loans offer different services. Yes, both companies offer payday loans alternatives, however, SafetyNet Credit is a direct lender and 1st Class Loans is a credit broker.

If you want to apply directly through a direct lender we recommend SafetyNet Credit as one of the leading lenders within the UK. If you would like to use a credit broker and the possibilities of lower rates, then we recommend ourselves – 1st Class Loans.

More Information

For more information about us, the payday loans products we offer or how our website works please visit our home page.

Also, see these pages:

Christmas Loans (short term loans at Christmas)

Easy Loans



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Warning: Late repayment of payday loans can cause you serious money problems. For help, go to moneyhelper.org.uk.