WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Please note: We are a broker, not a lender, and do not make credit decisions.
Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).
Subject to application being approved by the lender. Not all lenders are able to provide up to £5000
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We never charge any fees,
our service is 100% free
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Guaranteed the best rates to your
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Looking for Loans like lending stream? Here at 1st Class Loans, we can help you find you an alternative solution to Lending Stream loans.
We are slightly different to Lending Stream as we are a broker, and they are a direct lender.
A bit about us: We are a credit broker who helps find customers a short term payday loan in the UK. We can help you find loans starting from £100 all the way up to £5,000 over a period of 3-24 months.
If you apply for a fast loan through 1st Class Loans simple and quick application form, your application will be sent into a pingtree. The pingtree software will automatically match you with the lender with the lowest rates to your circumstances from around 40+ lenders.
A direct lender is the company lending the money to the customer, whereas a credit broker matches the customer to a lender. The purpose of a credit broker is to match the customer with the lowest rates for their circumstances. The lenders usually pay the broker a fee for the introduction.
We will now try to give you as much information about LendingStream which will hopefully make your loan decision much easier.
Lending Stream LLC are one of the leading lenders in the UK payday loan industry.
Who owns Lending Stream? LendingStream are owned by Gain Credit LLC. They started providing short term loans in 2008. Gain Credit LLC are also the owners of Drafty, their sister brand.
Lending stream offer short term loans starting from £50 up to £1,500 with up to 6 months’ repayment
Representative APR is 1333%
According to their website, “money streamed to your bank account in under 90 seconds”
To apply for a payday loan through Lending Stream you need:
It is free to apply with Lending Stream. You will pay back interest on your loan which will be outlined in your lending agreement before you proceed. If you have a late payment the maximum you will be charged is £15.
This is where 1st Class Loans can help you find a Lending Stream alternative. As we deal with around 40+ lenders, this can increase your chances of getting accepted by a direct lender if you have bad credit.
Yes, Lending Stream are FCA approved under the FCA license number 689378
According to Trust Pilot, they have received over 10,000 reviews.
To have 86% 5* reviews from of over 10,000 reviews is quite exceptional.
Yes 100%, Lending Stream reviews prove that.
Via their website or their UK trading address is:
Wisteria Grange Barn,
Lending Stream login link – https://www.lendingstream.co.uk/login/?next=/contactus
Lending Stream complaints – Via their website
Facebook – Lending Stream has a Facebook with over 5,000 follows. This is one way to contact them as according to their Facebook page they “typically replies within a few hours”. They are quite active on Facebook and post all their blogs onto the social media platform.
Twitter – Similar to their Facebook page, they post a lot of their blogs on Twitter. They have 794 followers. In their bio they quote “have a question? Monday – Friday 9am – 5pm” so this is another way to contact Lending Stream.
Instagram – They aren’t as active on Instagram compared to Facebook and Twitter, however, they do have an account but have only posted a small number of posts.
Lending Stream are an extremely trustworthy lender and if you wanted to use a direct lender they would certainly be one to consider.
If you are looking to shop around for the lowest rates to your circumstances, then 1st Class Loans might be a more suitable option for yourself.