WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Please note: We are a broker, not a lender, and do not make credit decisions.
Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).
Subject to application being approved by the lender. Not all lenders are able to provide up to £5000
We are on the FCA register please see here
We never charge any fees,
our service is 100% free
Bad Credit Welcome
Guaranteed the best rates to your
circumstances from 50+ lenders
If approved, the money could be
in your account the same day
Who are SafetyNet Credit? Safety Net Credit is a UK lender under the trading name Indigo Michael Limited, authorised with the FCA they have been trading since 28th July 2011 according to Companies House.
SafetyNet Credit can offer £500 short term loans to approved customers. Can I increase my limit with Safety Net Credit? Yes, and existing customers can borrow up to £1,000 loans subject to affordability.
They have received 9788 customer reviews (as of 18/3/19) on Trust Pilot who are a neutral reviewing platform.
83% – Excellent- 5 star
10% – Good – 4 start
2% – Average – 3 star
1% – Poor – 2 Star
3% -Bad – 1 Star
Is Safety Net Credit a con? Absolutely not, overall they are an extremely good and trustworthy loan company, this is demonstrated from the reviews they have received.
To apply for an instant loan, you need to complete the online loan application answering a number of basic questions including:
You need to be over 18 to apply for a loan with the Safety Net Credit, living in the UK and be employed.
Phone Number – 0800 180 8400
Email Adress – email@example.com
Write – Safetynet Credit, PO Box 1515, High Wycombe, HP11 9JE
Well if you are looking for loans like Safety Net Credit we can help offer you an alternative. 1st Class Loans uses a large panel of lenders to help you find a quick loan online. Your application will be sent to SafetyNet Credit as well as a number of other leading FCA approve lenders and if approved you will be matched with a direct lender with the lowest rates to your circumstances.
No, not necessarily, 1st Class Loans works with a large panel of lenders so even if you have very bad credit and no guarantor there is still a very good chance you will be accepted by one of the lenders who specialise in quick loans for bad credit.
SafetyNet Credit and 1st Class Loans offer different services. Yes, both companies offer payday loans alternatives, however, SafetyNet Credit is a direct lender and 1st Class Loans is a credit broker. If you want to apply directly through a direct lender we recommend SafetyNet Credit as one of the leading lenders within the UK. If you would like to use a credit broker and the possibilities of lower rates, then we recommend ourselves – 1st Class Loans.
For more information about us, the loan products we offer or how our website works please visit our home page.