WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Please note: We are a broker, not a lender, and do not make credit decisions.

Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).

Subject to application being approved by the lender. Not all lenders are able to provide up to £5000

We are on the FCA register please see here


We never charge any fees,
our service is 100% free

Good and
Bad Credit Welcome

Guaranteed the best rates to your
circumstances from 50+ lenders

If Approved you’ll get the cash
in your account within 10 Minutes*

Here is a site map of all our loan pages

Please note: A lot of these pages are written for customer intent. We only offer three products and that is a short term loan, personal loan or guarantor loan.

We offer loans from £100 to £5,000, repayments from 3 months to 2 years.

To be eligible for a loan you must be:

We are not a direct lender, we are a UK broker. We do not charge any fees, our service is 100% free. If you get a call from anyone portraying to be 1st Class Loans, please hang up immediately as it is a scam.

We are FCA approved via T DOT UK as an introducer. For more information about 1st Class Loans please see our contact us page and get in touch.

Short Term Payday loans pages

Lender Alternative Pages

our blog