Warning: Late repayment of payday loans can cause you serious money problems. For help, go to moneyhelper.org.uk

Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months. 

Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% Representative APR: 79.5% (variable)

Please note: We are a broker, not a lender, and do not make credit decisions.

Subject to application being approved by the lender. Not all lenders are able to provide up to £5000


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24 hour & Weekend Loans

1st Class loans operates 100% online, so customers can get 24 hour loans & weekend loans without issue, 7 days a week. When you work with us, there is no need for underwriters to obtain approval, giving you easy access to weekend payday loans when you need them.

Getting weekend payday loans with no credit check should always be your last option, as we recommend trying to raise the funds in other ways first before applying for payday loans online due to the high-interest rates.

What Are 24 Hour Loans & Weekend Payday Loans?

Just as the name suggests, 24 hour loans and weekend loans are for those who need instant cash when typical banks and other lenders are closed, or their process is too slow. If you need 24 hour or weekend payday loans with bad credit or no credit, your options are pretty limited.

However, we are a weekend loans direct lender in the UK, and can get you cash quickly! Whether you need a little or a lot, you can get a quick quote today and it won’t affect your credit rating either.

Alternatives To Taking 24 Hour Loans Or Weekend loans

We came across this interesting read on 37 ways to raise money on the weekend. Some of the ideas are a bit out of the box, but they are different than your usual money-making blogs which is why we wanted to share this.

A couple of our favourite ideas are:

  • Dog sitting – Dog sitting or walking a dog can be a great little earner for some extra cash. Not only that, if you take the dogs for walks, this is a great exercise for you too.
  • Cleaning out a friend or family member’s basement/garage – We can all agree that this is one job that no one wants to do and always gets put off. Also, some of their junk could become your treasure as you could sell some of their unwanted items.
  • Become a clown for kid’s parties – We did say some of the points are a bit different and this point is certainly that, but if you’re a bit of joker, and like to have fun – this could be for you.

At 1st Class Loans, we understand that the main reason for people wanting weekend loans is because they are in need of instant cash. And although some of the points above are great ways of getting a little extra cash, they might take a couple of weeks to organize.

So that leaves only a few options:

You could possibly ask to borrow money from family or friends – but if this isn’t an option then alternatively you can apply for 24 hour loans. Borrowing this type of loan should only ever be taken as a last resort, and we ask that you please see the risks below before making your final decision.

Risks of getting 24 hour & Weekend loans in the UK

When you work with a quality 24 hour loans direct lendor, there are few risks involved. However, here are a few that you should be aware of before you apply.

  • Late repayments – Not making your payments on time for your 24 hour loan can land you with a penalty fee and in some cases a CCJ. Make sure that you can comfortably meet the repayments before taking out the money, and if for whatever reason you can’t make the repayment, get in contact with the lender and let them know. Don’t ignore the payments!
  • Becoming dependant on 24 hour payday loans – if you find yourself needing a loan to pay off another loan, then we suggest you read our caught in the payday loan cycle blog and seek professional financial help.
  • Getting 24 hour payday loans might affect you getting a mortgage – Some lenders can see if you are dependent on fast money lenders, and this may affect you getting a mortgage. So, don’t make these a long term approach to finance!

Tips when getting 24 hour loans Late At night

We already mentioned just how easy it is to work with us as your weekend loans direct lender. Here are some tips to make the process simpler, faster, and more succesful.

  • Get a pingtree loan – If you get accepted you will get the best rates to your circumstances from a large panel of lenders. Click here for more information on payday pingtree loans
  • Get a no credit check payday loan – Applying through 1st Class Loans you will get a no credit check quote and this won’t affect your credit rating if you don’t get accepted.
  • Look for companies offering fast pay-outs – When getting a 24 hour loan late at night, you need a company that is offering quick lending with a quick payout to ensure that you have access to the funds when you need them.

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Warning: Late repayment of payday loans can cause you serious money problems. For help, go to moneyhelper.org.uk.

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