WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Please note: We are a broker, not a lender, and do not make credit decisions.
Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).
Subject to application being approved by the lender. Not all lenders are able to provide up to £5000
We are on the FCA register please see here
We never charge any fees,
our service is 100% free
Bad Credit Welcome
Guaranteed the best rates to your
circumstances from 50+ lenders
If approved, the money could be
in your account the same day
In need of a same day loan? Hopefully, here at 1st Class Loans, we can help you find a financial solution. In order to help you make the right decision, we have listed all of the pros and cons of taking out an instant payday loan for your consideration.
It’s important that you only ever take out a same day loan if you have checked all other possibilities of finance first. Instant payday loans should only ever be taken as the last resort.
We hope that the information provided to you about the pros and cons of taking out an instant same day loan has helped you in making the right decision. Same day loans shouldn’t be taking out lightly and they should only be used for emergency cash situations.
Instant payday loans can easily spiral out of control if you’ve not taken the time to consider the risks and the affordability of the repayments, causing you to face serious financial trouble. So please be sure to read all the terms and conditions provided by the lender and only commit to the loan if you’re 100% sure that you can repay it in full and on time.