WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Please note: We are a broker, not a lender, and do not make credit decisions.
Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).
Subject to application being approved by the lender. Not all lenders are able to provide up to £5000
We are on the FCA register please see here
We never charge any fees,
our service is 100% free
Bad Credit Welcome
Guaranteed the best rates to your
circumstances from 50+ lenders
If approved, the money could be
in your account the same day
Searching for a same day loan for bad credit can be time-consuming, and there are a lot of important factors to take into account, such as:
Will I get accepted for the instant bad credit loan?
Will it damage my credit rating applying for numerous same day loans?
What if I can’t find an instant no credit check loan?
All these questions are very common when people are feeling stressed and anxious about trying to find instant cash loans when they have bad credit.
Here at 1st Class Loans, we understand that is not easy finding same day loans for very bad credit, especially now that the FCA has made it mandatory that all direct payday loan lenders have to do the following according to uncle buck;
There is no guarantee that you’ll be accepted for an instant bad credit day loan, However, applying through 1st Class loans will increase your chances of getting accepted as we submit applications into a pingtree which has over 40+ instant loan lenders. Some of which specialise in bad credit.
Yes, if you have bad credit and you are applying for numerous same days loans but are getting rejected this will have a negative impact on your credit score.
We offer same day no credit check loans quotes, no company can legally give you a loan without carrying out background checks. However, 1st Class Loans use T.UK technology which carries out soft search quotes, if you get pre-approved with a lender you will then have a full credit check carried out on you by the lender.