Warning: Late repayment of payday loans can cause you serious money problems. For help, go to moneyhelper.org.uk
Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months.
Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% Representative APR: 79.5% (variable)
Please note: We are a broker, not a lender, and do not make credit decisions.
Subject to application being approved by the lender. Not all lenders are able to provide up to £5000
If you have found yourself in need of a quick loan due to a financial emergency, then we may be able to help. Most lenders can now complete their entire loan decision process online. So, if you have access to the internet and online banking, you could have the funds that you need the same day.
However, before deciding if a quick payday loan is a right product for you, we want you to be fully informed and to consider if you really do need a fast loan?
A quick loan is a type of high-cost short-term borrowing, which is usually paid out the same day of completing the online application form. Quick loans may be used to cover financial emergencies, where the need for funds to be readily available is greater. There are also different types of quick loans that you can consider.
Are quick loans the same as payday loans? Yes, quick loans and fast loans are the same as payday loans. People search for different keywords in Google.
Ask yourself, do you really need quick cash loans without a guarantor?
We always ask that you highly consider this question throughout our website, because we believe it is vital that you only get a fast loan if you really do need it.
Before making the commitment to a fast loan, have you considered other solutions first that could help bridge your financial need? Such as selling unwanted items on eBay, asking your friends and family to help, or even comparing the costs of charges incurred on extending your bank overdraft, if this is an available option to you. These might be cheaper alternatives than applying for a fast payday loan.
We always advise to only ever apply for a quick loan today as a last resort.
The answer is yes – Have you ever thought of starting up your own business? Setting up a business is easier than ever today. Most people believe that a business loan is required to set up a business which means writing a detailed business plan, then present it to your bank hoping they’ll approve the loan – which no longer has to be the case.
If you are looking for a large amount of money to borrow then this still would be the best approach, but with the internet being so readily accessible in today’s world, you can easily set up an online business with next to nothing.
These ideas can all be started from a fast payday loan from as little as £100 to £5,000. If you would like some more business ideas, please click to read this great article to help you get started. Be sure to do a lot of research before starting up your own business, to make sure that’s it the right thing for you to do. Also, check how much you will be repaying each month to make sure you can afford the repayments.
Worried about your credit score? We can offer quick cash loans WITH bad credit, pairing you up with a lender fast.
We are plugged into a pingtree, which means we can send your applications to 50+ lenders in seconds. Sending your application to 50+ quick loan direct lenders will increase your chances of getting an instant same day loan. For more information about quick loans for bad credit please visit our page.
No website can offer quick cash loans no credit check. The reason being for this is that the lender needs to check your credit report to ascertain if providing the loan, will worsen any financial hardship. Your credit score is also a determining factor in the amount of interest that you will repay on your loan.
Applying through 1st Class Loans can be used to your benefit though, as we are plugged into a quick loan ping tree and as part of the application process, the award-winning software we use will only carry out what is called a soft credit search on you.
This won’t affect your credit score, which is why so many people are seeking out quick cash loans with no credit check.
And, it is a way for lenders to check if you meet certain lending criteria, allowing them to provisionally pre-approve your application. If you are pre-approved by a lender and agree to proceed with their offer, then the direct lender will carry out a full credit search on you before making their final decision. Please see our no credit check payday loans page for more information.
Struggling to get a quick, payday loan or personal loan? Worried about cost of living increasing, higher interest rates? We scan the widest set of UK lenders so you don’t have to and get payday and personal loans that you are eligible for from our many lenders. Many of our customers have missed payments and […]
Top 10 Bad Credit Websites in the UK Unfortunately, a lot of struggle financially, especially with the cost of living going up. This can lead to mis payments that can damage your credit score. Then trying to get a loan or credit can become difficult. This is where we can help you find a bad […]
Payday loans can be a helpful way to settle little financial issues before the next payday. They have a high-interest rate and require you to repay over a short term – say, one month. Some lenders prefer to offer these as short-term loans to enable you a bit of time to handle the loan without […]
Nebraska voters finally have their say on irresponsible lending On Election Day, the voters in Nebraska finally put the last nail on huge interest online payday loans. It was not a move many expected since Nebraska is a Red state with conservative political values such as market deregulations. The abuse of the deregulation by the […]
Over a half Million customers receive less than 1% of their investment from the Failed Sunny Administrators at KPMG have been emailing Sunny Loans payday customers who were mis-sold premiums to claim the compensation before January 2021. The exercise began this week and is expected to continue for a few more weeks. KPMG is sending […]
Top 10 Discount Code Websites Discount code websites allow online shoppers to enjoy discounted prices on items during special offers. Are you a bad creditor? Do not fret because you can borrow a speedy payday loan. Quick loans are convenient for online buyers due to easy accessibility. Below is a list of top ten […]
Top 10 Ways to Make Money Online Are you facing financial problems and always looking for quick loans to get you by? You do not have to wallow in debt in the age of online jobs. Making money online is easy, thanks to the improvements made in internet connectivity globally. Here are the top […]
Personal Loans vs. Short Term Loans Life is unpredictable and we all encounter circumstances that leave us looking for financial help to take care of the situation. Financial lenders have a range of products to take care of the borrowing needs of their lenders. Personal loans and short term loans are popular options for people […]
Guides to haggling Living in tough economic times means you save every penny possible. It is possible to save hundreds of pounds annually if you are good at haggling. The typical Brit perceives haggling as rude and will often shy away from haggling. To be a good haggler, you need to know what it means […]
How to Finance a Wedding Most people love attending weddings for the happiness and warmth they bring. Others attend while keeping an eye for fresh ideas to use on their big day. Budgeting for a wedding can leave you mentally exhausted and financially troubled. Here are a few ways to source funds and have the […]
1st Class Loans
Monday - Sunday: 00:00 - 23:59 Office 131, Silk House, Park Green, Macclesfield Sk11 7QJ
UK Phone: No
[email protected] £100 to £5,000 Here at 1st Class Loans, we strive in providing a seamless, online service to all of our customers, in their search for an online payday loan. Our business model is designed to provide such a first-class service, that our customers would be happy to recommend to others. We aim to be your number one choice for your financial needs in the market.WHAT SERVICE DO I GET WITH 1ST CLASS LOANS? Our introductory service provides you with a simple and fast online lending application process, providing you with an instant online decision for your payday loan.The security of your personal data is important to you, which makes it a priority to us. That's why 1st Class Loans does not retain any of your personal information. We will only ever ask you for personal details which relate to your loan application and nothing additional for research or marketing purposes unless you want us to. If you're not satisfied � we're not. Please tell us if you feel there is anything that we can do to improve your experience by visiting our Contact Us