Warning: Late repayment of payday loans can cause you serious money problems. For help, go to moneyhelper.org.uk
Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months.
Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% Representative APR: 79.5% (variable)
Please note: We are a broker, not a lender, and do not make credit decisions.
Subject to application being approved by the lender. Not all lenders are able to provide up to £5000
Here at 1st Class Loans, we offer small loans UK via our quick and 100% online application form. As we are a broker and not a small loans direct lenders, we can help you find the lowest rates to your circumstances by sending your application into a pingtree.
A pingtree can increase your chances of getting accepted, but not only that, but it could also save you money on your small loan.
That being said, you must only take a UK small loan if it is your last resort. We recommend a few alternatives to small payday loans in our blog
So there are a few different types of small loans online. Do the research and find which one might be best for you. Also, make sure you go out and get quotes. This could save you money!
Below are some of the most frequently asked questions
Some lenders will still accept you even if you are unemployed, however, there is a very high risk you won’t get accepted as it is a requirement a lot of lenders look for. Be careful and try not to apply on to many loan websites as this could damage your credit score.
This will be down to personal preference, how much you are looking to borrow and your credit score. No one can claim they are the best small loans direct lender or offer the best small loans.
Similar to the question above, no one can offer small loans without credit check because it is an FCA requirement. However, here at 1st Class Loans, we can offer soft search loan quotes. Please see No credit check loans page.
No, if you are searching for ‘little loans‘, this is, in fact, a payday loan broker website owned by Digitonamy LTD.
Little Loans have been one of the biggest payday loans / Short term loans broker in the last few years.
Like all fast loans, take your time and find the right loan that is best for you and as always, try to find an alternative first. Taking a instant small loans out should be last resort.
If you are struggling financially, please seek financial debt advice from Step Change UK
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1st Class Loans
Monday - Sunday: 00:00 - 23:59 Office 131, Silk House, Park Green, Macclesfield Sk11 7QJ
UK Phone: No
[email protected] £100 to £5,000 Here at 1st Class Loans, we strive in providing a seamless, online service to all of our customers, in their search for an online payday loan. Our business model is designed to provide such a first-class service, that our customers would be happy to recommend to others. We aim to be your number one choice for your financial needs in the market.WHAT SERVICE DO I GET WITH 1ST CLASS LOANS? Our introductory service provides you with a simple and fast online lending application process, providing you with an instant online decision for your payday loan.The security of your personal data is important to you, which makes it a priority to us. That's why 1st Class Loans does not retain any of your personal information. We will only ever ask you for personal details which relate to your loan application and nothing additional for research or marketing purposes unless you want us to. If you're not satisfied � we're not. Please tell us if you feel there is anything that we can do to improve your experience by visiting our Contact Us